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Buying a Home in North Alabama

Buy a New Home in Limestone, Madison, Morgan or Lauderdale County, Alabama

Dream Key Realtor, Meike Fisk, is especially knowledgeable of the North Alabama real estate market. She understands the market conditions at a local level. She can present an accurate valuation of a property through Competitive Market Analysis (CMA) and other methods. By choosing Meike as your North Alabama real estate agent, you are avoiding leaving money on the table. She is an experienced negotiator with a strong background in residential real estate sales. She represents clients at every level of real estate and loves helping families relocate to the area.

Known for her highly personal service, Meike is experienced, qualified and knowledgable agent who understands the opportunities and challenges of the local market. Meike's effective use of traditional MLS and other internet-based resources, as well as social media and personal marketing tools will be the difference when looking for a new home.
Buying a home can be an anxiety filled experience and lengthy process. Tiffany's years of experience and knowledge of the North Alabama market and lender networks can help make this difficult process much easier for you and your family. She offers the advantage of local knowledge of the many diverse neighborhoods of the North Alabama market. Regardless of your needs, budget or desired location, Tiffany will work for you to get you into your dream home!

icon set home budgetSet a Budget

The first thing you want to do, before you even begin house hunting, is to set a budget. You'll want to consider down payment, monthly expenses, taxes and home insurance when setting this budget as they are typically included in your new monthly payment. Know your credit score before you begin searching for a home. Your credit score will determine the interest rate of your new home, and knowing your score can help you decide if now is the right time to buy.

icon get pre approvedGet Pre-Approved

Always, always get more than one loan quote to find the best interest rate for your mortgage. Different banks or mortgage companies will offer different loan feed, so shop around for the best rates as you would a home. View our mortgage calculator

icon find a homeFind a Home

Once you've been pre-approved for a loan and you have a determined amount, you can start looking for a home. To do that, contact Tiffany Pack of Dream Key Real Estate. Not just any realtor or real estate agent will do. You want a realtor that has an extensive knowledge about the area and that can steer you from right or wrong. Make a list of needs and desires for your new home such as number of bedreooms, bathrooms, amenities and even locations.

icon make home offerMaking an Offer

Tiffany can help you watch for pitfalls during this process. She can help you watch for signs of problems and can make suggestions to your regarding the offer. She can help you negotiate a lower price that sometimes includes concessions or closing costs. Her job is to protect you, the buyer, in the contract.

icon home inspectionHome Inspections

The home inspecition is absolutely crucial to the home buying process. Inspections will ensure that everything meets standards...from the foundation, ceiling, HVAC, electric, plumbing, and more. It is extremely important to protect yourself and your investment by getting a home inspection right away.

icon home insuranceHome Insurance

Lenders typically require a new home buyer to insure the house. This insurance covers the cost to fix any damages to the home in the future. The cost is dependent on the home's age, location, value and ultimately the insurance company you choose. Just as with the mortgage approval, you want to shop around. In most cases, you can easily get a same-day quote from an insurance agent. Tiffany's worked with most companies in the area and can guide you to those that may best suit your insurance needs.

icon escrow closing costsThe Closing Process

At this time you will sign all mortgage, other legal documents, and pay closing costs of your new home. Once this is completed, the home is legal transferred to you and you will have the keys to your new home!

Contact Tiffany

What Clients Say...

Meike is a hustler, and available 24 hours a day, literally. She will do what she has to do, to get the job done and make sellers and buyers happy and satisfied. She's fair, honest and you feel as though you're talking to an old friend. We put Meike through the ringer and she stayed positive and upbeat the entire ride. I highly recommended Meike for your buying and seller needs. She will get you your dream keys!

Meike helped us so much with purchasing our home! She is honest, dependable, quick to respond & listens to what you want in a home...finds you the best deal! We didn't have a good experience with our lender and Meike really went above and beyond to help us with them and answering all of our questions. We can't recommend Meike enough, she won't steer you wrong!