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Meike Fisk

Realtor at Dream Key Real Estate in Athens AL

256.345.2323
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Athens is a city in Limestone County, Alabama, United States. The city is the county seat of Limestone County and is included in the Huntsville-Decatur Combined Statistical Area.

Founded in 1818 by John Coffee, Robert Beaty, John D. Carroll, and John Read, Athens is one of the oldest incorporated cities in the State of Alabama, having been incorporated one year prior to the state's admittance to the Union in 1819. The town was first called Athenson, then the name was then shortened to Athens, after the ancient city in Greece. The Athens area was the home of William Wyatt Bibb, the first Governor of Alabama, and of its second Governor, his brother Thomas Bibb, who succeeded him in office when he died in a fall from his horse.

In 1822, local residents purchased 5 acres of land and built a building to house the Athens Female Academy. The school became affiliated with the Methodist church in 1842, and was eventually renamed Athens Female College. After becoming coeducational in 1932, the school changed its name again to Athens College. After being taken over by the State of Alabama in 1974, the college was converted to a “reverse junior college,” offering the last two years of instruction for graduates of area community colleges. It is today known as Athens State University.

Athens was traditionally a cotton and railroad town, but since the local aerospace boom of the 1950s and 1960s it has increasingly entered the orbit of nearby industry center Huntsville as the area's cotton production has steadily declined.

In 1934, Athens became the first city to get its electricity from the Tennessee Valley Authority. Athens is the home of Browns Ferry Nuclear Power Plant, a Tennessee Valley Authority installation first operated in 1974, that was once the world's largest nuclear plant. It provides many jobs to the area and most of the electricity for the Huntsville-Decatur Metro Area. (Wikipedia)

Listed below are some helpful links about our town. Enjoy!

Andrea Jones Trustmark

Andrea Jones

AVP, Mortgage Loan Officer
Office: 256-374-1259
Fax: (256) 232-2697
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.trustmark.com


lender diane mcalister

Dianne McAlister

Sr. Loan Officer
NMLS#198221
Cell: (256) 777-0703
www.fairwayindependentmc.com


Sophia Schulte FirstFederal

Sophia Schulte

Loan Originator
NMLS# 865317
Office: 256-612-9885
www.1stfed.com
This email address is being protected from spambots. You need JavaScript enabled to view it.
One of the most important steps to take from the very beginning is to find out what kind of mortgages are available to you, and how much you will actually qualify to borrow. There is nothing more disheartening than to find the perfect house, only to discover that you do not qualify for the purchase price. You can save yourself this heartache by visiting a mortgage broker or lender ahead of time, to get pre-qualified for a loan. This will allow you to set the search parameters to reveal only properties that you can afford. In addition, being pre-qualified will show home sellers and agents that you are serious about purchasing property, and will put you in a better bargaining position. Home sellers will often negotiate prices if they can be guaranteed a quick sale and closing process.

Shopping around for a home loan or mortgage will help you get the best deal. A mortgage is a product, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.




Mortgage Rate Information

  • Ask each lender and broker for a list of its current mortgage interest rates and whether the rates being quoted are the lowest for that day or week.
  • Ask whether the rate is fixed or adjustable. Keep in mind that when interest rates for adjustable-rate mortgages go up, generally so do the monthly payments.
  • If the rate quoted is for an adjustable-rate mortgage, ask how your rate and loan payment will vary, including whether your loan payment will be reduced when rates go down.
  • Ask about the loan’s annual percentage rate (APR). The APR takes into account not only the interest rate but also points, broker fees, and certain other credit charges that you may be required to pay, expressed as a yearly rate.*
Preferred Lenders

Meike Fisk, Realtor at Dream Key Real Estate Serving North Alabama

Meike is a full time real estate professional. The most important thing to her is providing exceptional service to help you achieve your real estate goals. Buying or selling a home can be an exhilarating but stressful process, so her mission is to guide you through each step in order to make it a sound investment.

Meike is continously improving her education in real estate, whether it be knowing the latest market trends or keeping up to date with the newest tech tools, in order to have the best resources at her disposal to best serve your needs. She values providing personalized service and utmost attention to every client through passion, pro-active work ethic, resourcefulness, and energy.

I can show you any home in North Alabama! Contact me for your next showing.
athens al relocation realtor

I Can Help You Relocate to North AL

Everyone who goes through relocation will have different needs depending on their family size, how much stuff they have, and it's almost always based on budget. Even if you've bought a home before, the closing process can be radically different in different parts of the country. I have years of service, experience, and as your real estate agent, I can cater to your personal and unique needs. My goal is to simplify this, what can be, complicated process to make sure your needs are met and answer any questions or concerns.

If you are interested in learning more about how I can help you or a friend or family member move to the North Alabama area, contact me or call me at (256) 345-2323.

Your First Step to Buying a Home

Many people ask this very question, "What's the first step to buying a home?" The answer is to get pre-approved to determine how much house you can afford. Once we've determined how much money we have to work with, we can easily narrow our search to target market areas of many neighborhoods and communities throughout North Alabama.

Lenders generally recommend that people look for homes that cost no more than 3-5 times their annual household income if you plan to make a 20% down payment. Though, you should ultimately make this determination based on your own financial situation.

Learn More About Buying a Home

Get Pre-Approved Today!

Get Pre-Approved Today

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What Clients Say...

Meike is a hustler, and available 24 hours a day, literally. She will do what she has to do, to get the job done and make sellers and buyers happy and satisfied. She's fair, honest and you feel as though you're talking to an old friend. We put Meike through the ringer and she stayed positive and upbeat the entire ride. I highly recommended Meike for your buying and seller needs. She will get you your dream keys!

Meike helped us so much with purchasing our home! She is honest, dependable, quick to respond & listens to what you want in a home...finds you the best deal! We didn't have a good experience with our lender and Meike really went above and beyond to help us with them and answering all of our questions. We can't recommend Meike enough, she won't steer you wrong!